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Current Selection:	All Prices	All Types	All Locations	New Selection	Sorted By: Default	New Sort
<Back to Page			Property 38 of 47 Selections

New Listing - A NICE QUIET LOCATION!

$419,000

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Address: 22 Erwin Place	City/ST: Caldwell, NJ	Zip Code: 07006
Location: Caldwell	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 0	Bedrooms: 4	Bathrooms: 1 full, 1 half
MLS# 2712552	Property Tax: 9254

Beautiful 4 bedrooms, 1.1 baths, 2 car garage, single house, excellent quiet street location, finished walk out basement, spacious living room, eat-in kitchen, central air. Listing courtesy of Sylvia Wei Lin.

Last Updated: 11/20/2009 3:41:26 PM

Listing Agent and Office: Sylvia Wei Lin, RE/MAX VILLAGE SQUARE

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	Where is the world's largest wine cellar, and how big is it?
A	A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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The Cross Keys Team
RE/MAX Village Square Realtors
516 Valley Rd.
Upper Montclair, NJ 07043
973-744-7722
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sandrabolcar@NUMBER1EXPERT.com

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