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Sold - CUSTOM BUILT CENTER HALL COLONIAL!

$399,000

Photo of 279 Essex Avenue, Bloomfield, NJ, 07003.

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Address: 279 Essex Avenue	City/ST: Bloomfield, NJ	Zip Code: 07003
Location: Bloomfield	Property Type: Single Family Home	New or Resale: Resale
Bedrooms: 3	Bathrooms: 2 full, 1 half	MLS# 2726093
Property Tax: 12549

Custom built Center Hall Colonial with both den and family room on 1st floor, updated master bath, & central air. Close to bus to NY and Glen Ridge Jitney to Mid-town direct train. MOTIVATED SELLERS! Listing courtesy of Christine R. Lane.Great Home IN BLOOMFIELD.

Last Updated: 8/10/2010 11:20:21 AM

Listing Agent and Office: Christine R Lane, RE/MAX VILLAGE SQUARE

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?
A	The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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The Cross Keys Team, REALTOR�, real estate agent and broker for Montclair, NW Essex County and Passaic County, New Jersey home listings, property and land for sale - NUMBER1EXPERT

The Cross Keys Team
RE/MAX Village Square Realtors
516 Valley Rd.
Upper Montclair, NJ 07043
973-744-7722
Fax: 973-744-7723
sandrabolcar@NUMBER1EXPERT.com

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