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Sale Pending - Under Contract!

$279,900 Under Contract!

Photo of 55 2nd Street, South Orange Village, NJ, 07079.

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Address: 55 2nd Street	City/ST: South Orange Village, NJ	Zip Code: 07079
Property Type: Townhouse	New or Resale: Resale	Square Footage: 1320
Bedrooms: 3	Bathrooms: 2 full, 2 half	MLS# 2728784
Property Tax: 8207

Over 1,300 square feet of living space, open floor plan, eat-in kitchen, family room / office space and central air conditioning. Walk to restaurants, South Orange Performing Arts Center / theatres, shopping and parks. Quick drive to Maplewood and Garden State Parkway. MUST SEE...

Last Updated: 8/31/2010 4:25:37 PM

Listing Agent and Office: James Hughes, RE/MAX VILLAGE SQUARE

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Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Q	In what area of the United States did the price of existing homes increase most dramatically in 2005?
A	Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
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The Cross Keys Team, REALTOR�, real estate agent and broker for Montclair, NW Essex County and Passaic County, New Jersey home listings, property and land for sale - NUMBER1EXPERT

The Cross Keys Team
RE/MAX Village Square Realtors
516 Valley Rd.
Upper Montclair, NJ 07043
973-744-7722
Fax: 973-744-7723
sandrabolcar@NUMBER1EXPERT.com

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