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Welcome to The Cross Keys Team's Montclair, NW Essex County and Passaic County Real Estate Website

Welcome! Here You Can Find Great Information on Montclair, NW Essex County and Passaic County, New Jersey Real Estate  

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.  

Need local real estate information? We've summarized much of what is important about the Montclair, NW Essex County and Passaic County real estate market in this site.  

Need expert advice? No web site, large or small, can take the place of a real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.  

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.  

Buying and selling a home is one of the biggest events in your life. we have the experience and track record you are looking for.  

- The Cross Keys Team  




School Reports in Montclair, NW Essex County and Passaic County, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Real Estate Tips
About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What are three of the best indicators of real estate market trends?

A 
Existing home sales, new home building and mortgage interest rates.
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The Cross Keys Team, REALTOR®, real estate agent and broker for Montclair, NW Essex County and Passaic County, New Jersey home listings, property and land for sale - NUMBER1EXPERT

The Cross Keys Team
RE/MAX Village Square Realtors
516 Valley Rd.
Upper Montclair, NJ 07043
973-744-7722
Fax: 973-744-7723
sandrabolcar@NUMBER1EXPERT.com


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